The 4 elements of protection:
With you, your family and assets in mind, we've designed a protection plan that will truly set your mind at ease. Protect your life, health, home and car, with our policies.
Life - Life Protection
Ensure the financial well-being of those you most care about in the event that someday you are not by their side. Smoothly build up solid savings while safeguarding your protection, at a very accessible price.
Advantages:
- Secure financial well-being and economic soundness to be able to address events of Severe Sickness or Disability;
- Effortlessly save for a rock-steady future, setting aside some money every month: from EUR30 to EUR50/month, a lump sum payment, minimum guaranteed return of 2.4%, plus bonuses. With a minimum term of 8 years, you are free to make withdrawals, and no penalties are charged as of the 3rd year;
- Have access to the InterConsultation? service and let world-renowned medical specialists, if your case is difficult to decide on, analyse your diagnosis and offer advice on the proper course of treatment in case of severe sickness.
Options:
- Life Kickoff Protection - protect your children or grandchildren, bestowing them a nest egg while ensuring their financial well-being in the event that something happens;
- Life Basic Protection - the perfect cover option, making it simple and accessible to protect those you love the most;
- Life Protection Plus the right option if only the best is good enough for you, with free choice of sums insured;
- Life Protection 55-85 - if you're aged 55 to 64, know that life insurance is accessible and within your reach.
Cost (example): EUR5.46/month for a 30-year-old client under the Life Basic Option, basic coverage, EUR30,000 insured.
(1)
Learn all about Life Protection
Health - Médis Health Insurance
Because health is our most important asset, learn about all the advantages Médis's Integrated Health Care System has to offer.
Advantages:
- The Best healthcare service for the entire family:
5,000 physicians from all specialties:
The best private hospitals;
Emergency or 24-hour services;
Diagnostic centres;
Therapy
- 24/7 Assistant Physician;
- Médis Helpline specialised call centre;
- Personalised Médis Card, granting you access to Médis network professionals and services;
- International network of hospitals of international repute;
- Personalised Assistance at Hospitals (CUF Infante Santo, CUF Descobertas and Hospital da Luz);
- Health & Well-Being Network gives you discounts at entities that have protocols with Médis.
Options:
Depending on the Médis Health Insurance option you've chosen, you and your family can enjoy policies with no upper age limits and innovative covers. The best and most adequate solutions to meet all protection needs (birth, dental, severe sickness, hospitalisation, etc.).
Cost (example): EUR8.68/month for a 20-year-old client under the Option 1 (Basic) under standard risk conditions. (1)
Learn all about Médis Health Insurance
Home - Home Policy +
Give your home (building and contents) the best protection by taking out multiple-risk insurance with 35 covers, including 28 basic covers with no deductibles.
Advantages:
- Comprehensive and flexible protection - with 28 basic covers including fire, water damage, flood, theft or larceny, public liability, and many others. Ensuring that nothing is left to chance, 7 optional covers will meet your more specific needs;
- No deductibles for all basic covers;
- Very competitive price - EUR0.82/month per EUR10,000 for Building and EUR1.62/month per EUR10,000 for Contents. Additionally, you can get discounts for having security (e.g. fire extinguishers) or protection (e.g. alarms) measures in place, or for having taken out other Millennium bcp products (e.g. mortgages);
- The best assistance in event of accident. From the moment you report the accident, you can count on us being there for you. You can also rely on our effective claims team;
- Automatic yearly adjustment in compliance with officially decreed public rates, so that you no longer have to worry whether the sum you've insured your belongings for has been properly adjusted.
Options:
Home Insurance + is a multiple-risk policy designed to fully cover your home: walls (Building cover) and/or its contents (Contents cover), including your most valuable belongings. Never again leave your house in a worry - your belongings will be in safe hands.
Cost (example): EUR4.11/month for Building basic coverage, reconstruction value of
EUR50,000 . (1)
Learn all about Home Policy +
Automobile - Auto Protection
Advantages:
- Price adjusted to the characteristics of driver and vehicle. Innovative bonus system (up to 50% off in just 4 years with no accidents);
- Travel Assistance to Persons and Vehicles, 24/7, right from your doorstep (Km Zero);
- Legal Protection in Portugal and Abroad;
- Streamlined claims processing;
- Gain access to our Recommended Auto Workshop network for car repairs.
Options:
- Basic Auto - a simple third-party only policy. And because compulsory insurance means you must also protect yourself, it also includes Vehicle Occupants, Travel Assistance and Legal Protection;
- Auto Plus - if your car is more than a simple means of transportation, this option includes a comprehensive range of covers, ensuring maximum car damage protection and ultimate passenger comfort;
- Auto Weekend - on top of the Basic Auto covers your vehicle will also be covered, during the weekend, against Collision, Collision and Rollover, Theft or Larceny and Fire, Lighting Strike or Explosion.
Cost (example): EUR14.47/month for a 35-year-old client with a 5-year driver's license living in Lisbon and with no accidents for the past 4 years. Basic Auto option and a new 1200cc vehicle.(1)
Learn all about Auto Protection
(1) These costs are for standard risk conditions.
To your first premium receipt, a policy fee (EUR5) will be charged. For the Automobile, the cost of the Green Card (EUR1.25) will also be included, plus legal fees.
The information on this page does not exclude careful reading of the General and Additional Terms and Conditions of each product.
